It is compulsory to take out health insurance in Germany. This oldest health insurance system in the world goes back to the former Reich Chancellor Otto von Bismarck in 1883. This means that every person living in Germany is insured in the event of illness. Of course, this system offers great advantages, as no one is driven into financial ruin by illness. US citizens, for example, can only dream of this.

This article offers useful information and shows you which health insurance is the right one for you. It also shows the different forms of health insurance and their advantages and disadvantages

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The statutory health insurance

The statutory health insurances offer only basic protection. And it is precise with this basic protection that more and more health insurance benefits have been restricted in recent years. The statutory health insurance funds emphasize that this is necessary in order not to increase the contributions immeasurably. The monthly health insurance contribution depends on the income of the insured person.

One advantage of statutory health insurance is that the monthly contributions for pensioners are manageable. And for families, there is the family insurance, in which the spouse, as well as the existing children, are also insured.

However, statutory health insurance also has a disadvantage. Doctors earn rather little from patients who have health insurance so that private patients are still given preferential treatment here.

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Private health insurance

Compared to the statutory health insurances, private health insurances offer some advantages. For higher-income employees and the self-employed, private health insurance is cheaper than voluntary membership of the statutory health insurance (SHI). Dental costs are a classic example.

Oral hygiene is extremely important for the preservation of the teeth and this also includes professional tooth cleaning. However, such dental cleaning is not covered by the statutory health insurance because such treatment is not considered necessary.

Also for dental prostheses, which are particularly important for pensioners, the statutory health insurance only covers a small part (the so-called lump sum), while private health insurance covers the costs up to 100%.

Private patients also have the advantage of being able to choose a doctor who mainly treats private patients. This considerably increases the choice of doctors available.

Read Blog: Health Insurance: Its Benefits and Types

Finding the best private health insurance – but how?

The range of insurance, including health insurance, is so diverse that it is difficult for many people to understand. If you are looking for private health insurance, you should research the web very carefully first.

It makes sense to compare the different offers. Here a PHI calculator can be a good help. Such a PHI calculator is offered for example on the website www.pkv-rechner-1a.de.

If you use such a portal, you will surely find the best offer for your individual needs. In addition to relevant advice, there is also a tipster commission as a special incentive. It’s definitely worth comparing.

Do you know that red wine is a heart-healthy drink? Medical experts might not encourage you to drink red wine if there was a family history of alcohol abuse in the past. Studies and research conducted by modern Universities across the world have revealed that red wine has a magical ingredient called resveratrol that helps in boosting cardiovascular health and reduces the levels of harmful cholesterol from the body.

Good for mental health as well

A glass of red wine every day helps you to improve mental health as well. There is evidence that a glass of red wine has improved the cognitive ability in people that suffer from depression, Alzheimer’s disease, and other ailments. In the case of Alzheimer’s the damage to the cells is reduced. It also has been seen that regular consumption of red wine reduces depression. However, here again, moderation is the key.Healthcare experts say this does not mean that you indulge yourself in too much red wine daily. You should drink in moderation, and if you have diabetes, it is always prudent to ask your doctor before daily consumption. Generally, red wine is safe for both men and women. The latter is advised to drink one glass of wine daily compared to two glasses of wine for men daily.

Wine can be great gifts as well

Wine is a superpower health drink, and when it comes to your loved ones, you can always give them wine gift sets that are available in the market. You can ask wine merchants to help you choose the right brand. You can also choose wine concierge services that help you get a personalized touch when it comes to wine tasting and selection.

Red wine versus white wine

When it comes to choosing wine, you will find that red wine has several advantages over white wine because it is packed with more vitamins and minerals. However, if you are counting calories, white wine has lesser calories. The differences are however subtle, and you can opt for either white wine or red wine depending upon your preferences and taste.

Red wine is richer in flavor

Red wine is produced from the darker variants of grapes and has a very rich flavor compared to white wine. When you drink wine, make sure you read the label of the bottle first as it is good to know the source of the wine. The experience of drinking wine is more enjoyable when you know your wine. If you are a first-time drinker, make sure that you never fill the wine glass to its brim. Leave some space in the wine glass to swirl the wine around and sniff it before you drink it.

Every wine has a distinct aroma and when you drink wine from its glass, hold the stem so that the heat from your hands do not interfere with the wine’s temperature. You should know how to relish your wine slowly.

Last but not least, make sure that the wine you buy is from a good shop. Wine drinking is an experience that not only makes you healthy but calms the senses as well.

It may be hard to believe that how can alcohol be healthy? If you google the health benefits of tequila you will be shocked to know that. Tequila has such amazing benefits that are enough to surprise you. Though it has such surprising benefits yet it has got a bad reputation being alcohol which causes nothing but fat and hangover.

Here, we will discuss some of the benefits that you might not be aware of. But be careful although it’s a healthy drink that doesn’t mean that one can have it beyond a specific limit which is wrong.

Have a look at some of its benefits below.

1. It helps lower blood sugar

Yes! this is true that tequila helps in lowering your blood sugar levels in the body. Agavina, which is a sugar that comes from the agave plant which is used to produce tequila, triggers the catalyst production in the body thereby reducing the blood sugar level.

2. It helps you shed your extra weight

This is right that tequila also helps you in weight loss. There are certain components found in tequila that can help you lose those extra pounds.

3. You don’t really get a hangover

Many of you would not agree with this viewpoint that how tequila can really help you to get out of your hangover. A real 100% agave tequila can help rather than these shitty watered down tequila shots with which most of the people are accustomed to. Try drinking this once and you will find it out easily that how helpful it is.

4. It helps fight cholesterol

Having tequila can reduce the cholesterol level in your body. This is because tequila increases the fibre in your diet which helps to reduce the cholesterol level.

5. Tequila helps in curing cold and sore throat

Yes, tequila is equipped with some medicinal benefits also. Doctors in Mexico used to promote tequila for curing a common cold by preparing a mixture of tequila with tequila Blanco, agave nectar and fresh lime juice.

6. It can minimise your pain

Tequila is also very useful in minimizing pain levels in your body as it dilates your blood vessels thereby improving the blood flow in your body. Moreover, it can also help fight emotional pain too.

7. Diabetic can also drink this

The amount of sugar present in alcohol is comparatively very much higher as compared to tequila which may pose a severe issue to the diabetic patient. But, if you are a diabetic and you are drinking tequila, it will not have any impact on your blood sugar instead it will help in lowering it.

8. It won’t make you fat as beer and alcohol does

You can proudly drink tequila within limits as it doesn’t make you fat as beer and alcohol do. Instead, it helps regulate the absorption of fat in your intestines.