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Put Your Future In Safe Hands By Avoiding These 5 Common Financial Mistakes In Your 30s

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Common Financial Mistakes

Planning your financial future probably isn’t the most exciting task that you will do in your life. While you are busy enjoying your early phase of life you should also chalk out a suitable investment plan for yourself so that you do not face any problem in the near future. You need to be very careful while spending your hard earned money by keeping a track on your investment.

This is important because if you make a mistake financially you might end up losing most of the savings that might trouble you when you’re in dire need of finance. However, most of us are not aware that how much money do we have and how much we spend to meet our personal and financial needs.

It might happen that despite our best financial planning efforts, we are somehow not able to make it leading ourselves into trouble. Here are some of the financial mistakes that may cost you in the long run if not planned well in your 30s that you are likely going to regret later on:

1. Not keeping a track of the funds you have

If you are not aware of where you are spending your money, there is no way you can prioritize your spending. For this purpose, you need to keep a track on your investment and plan your savings goals or figure out a budget.

If you will have a track of where you are spending your hard earned money every single time, you may be shocked to learn where your money goes and how much you are left with.

2. Waiting to invest your fund

You are advised not to wait for too long to put your money in any financial scheme in order to build wealth. Make the most of tax-deferred retirement accounts as well as employer-sponsored plans to avail the benefits.

However, if you are not sure about making your investments, you should talk to a financial expert who can suggest you regarding where you should invest your money by walking you through the basics of risk and how you can put the right mix of risk and yield to fit your goals and investment style.

3. Relying too much on your credit cards to manage daily life expenses

This is one of the biggest financial mistakes committed by younger people in their early 30s. Peoples make use of their credit cards irresponsibly to manage their daily lifestyle which might make trouble for you if you are not able to pay back your monthly credit card bills on time.

As a consequence, this mistake would seriously hamper your credit score which may lead financial institutions to reject your loan applications at the time of need.

4. Not Buying A Term Plan

 Many people choose to go without a term plan even they have dependents. Please note that your term insurance is a safety net towards your better future incase of any critical illness or Misshappeing. They are meant to protect you from a bad time and to make sure that you have the things when you need them the most.

You need to make sure that you must have term insurance coverage with you to support your family from problems in the future.

5. Early Withdrawal from EPF Account

EPF is considered a great financial tool for retirement. Therefore, one should not think of making any withdrawal from a PPF account before retirement as it acts like a corpus of savings and will help you when you require funds after your retirement.

After a point in time when life seems to be settled and the things that you once desired has been accomplished you try to search for new horizons. One such new horizon was. It was only a year ago that I started this journey and now the journey has become a part of my existence.

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Travel

The Biryani Eating Guide From A Bengalurian

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The Biryani Eating Guide From A Bengalurian

All of us are aware of the fact that biryani is an emotion for many Indians. It is a Mughal heritage that we are still carrying forward with us. Biryani is a dish that is found all over India and the taste differs according to the place. If you are someone who wants to have biryani in Bangalore, then we have the perfect options for you. Bangalore is a place where you can find several kinds of restaurants offering several different cuisines. We will mention the best places for day outings in Bangalore for biryani.

1. BonSouth, Koramangala

If you are in the mood of having the best Andra style biryani that can be found in the town, then you need to visit BonSouth. They are known for cooking amazing non-veg dishes, among which the biryani is a specialty. We will suggest you sit in the outdoor seating area and have a full-course meal.

2. Meghana Foods, Jayanagar

This is another restaurant that serves several different types of biryani including chicken boneless biryani and Hyderabadi biryani. A good thing about this place is that they have kept their prices affordable. Vegetarians can also try the mushroom biryani found at this eatery.

3. Ambur Star Biryani, BTM

Ambur Star Biryani, BTM

via: JustDial

The biryani from Ambur is one of the most popular biryani found in Bengaluru and they are running the restaurant for the fourth generation. They are especially known for their Seraga Samba Chicken and Mutton biryani which are known to be quite tasty. It is also known to be spicy and you can get bucket biriyani from them.

4. Copper Chimney, Indiranagar

Copper Chimney, Indiranagar

via: Dineout

If you want to have the fine dining experience when you are having biryani, then you should try Copper Chimney. The place serves the dum style of biryani as well as the Tawa style of biryani. The one type that you should try is the Parda Gosht biryani served by them. They are a good choice if you are thinking of things to do on weekends.

5. Lazeez, Koramangala

Lazeez is a common name when it comes to biryani as they are known for serving the best Mughlai and Tandoori dishes. Its heaven for non-veg lovers and it is obvious that they have good biryanis. The specialty of Lazeez is that they are a chain predominantly present in Kolkata, so they serve Kolkata style biryani which has potato in it. Do not forget to try their biryani with the chicken rezala.

6. Nagarjuna, Residency Road

This is another restaurant that is known for serving the Andhra style of biryani which will make you drool. You can choose to eat in the restaurant or call for home delivery. At the restaurant, they serve the biryani on a banana leaf which heightens the taste. Do remember that most of their dishes are on the spicier side.

7. Hyderabad Biryani House, Victoria Road

Hyderabad Biryani House, Victoria Road

via: JustDial

Among the most famous biryani preparations in India, the Hyderabadi Biryani does stand out as one of the tastiest options. This restaurant in Victoria road is a favourite of those who like the spicy Hyderabadi biryani. Along with that, you do need to try the mutton biryani and the Andhra biryani found here.

8. Gundappa Donne Biryani, St Marks Road

If you are in the mood of having biryani that originates from Karnataka itself, then Gundappa is the place to visit. They serve the Donne biryani which is made of special rice grown in the state. It has a medium level of spices, so it is perfect for people who do not find the Hyderabadi biryani quite appealing. The food here is quite affordable and we recommend you to start your meals with chicken fry.

9. Shivaji Military Hotel, Jayanagar

Shivaji Military Hotel, Jayanagar

via: Zomato

This is yet another place in Bengaluru which will provide you with an amazing Donne biryani and along with that, you can also taste the Mandya biryani. They do also serve the regular biryanis that you can get at other shops. The restaurant has an extensive menu and their food is of good quality.

So, here are some of the best biryani places in Bengaluru that you must try. When you are in the city you should try out these places if you are craving biryani. All of them are known for their quality and we recommend you to try all of them.

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Culture

If You Grew up in The 90s These 7 Famous Cars will Surely Make You Feel Emotional

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7 Famous Cars of The 90s

We have seen many cars getting launched to date. But some cars are there which were launched a long time ago but we haven’t forgotten them. The memories that we have associated with them could never vanish. The perfect example to give here is Maruti 800 which you could find some people driving even today. Yup! Because that’s our love and trust for India’s first brand. Not only Maruti which has made us nostalgic today there are other cars as well as Gypsy, Tata Sumo, Contessa and many others which are still present in our hearts.

See the cars mentioned below which can make you feel emotional whenever you come across them.

1. Fiat Premier Padmini

Fiat Padmini is a beautiful old-time family car. You will surely find this car in Mumbai if you have been there. Thanks to the Mumbaikars drivers for keeping the Fiat legacy alive and place in everyone’s heart.

2. HM Contessa

Contessa is also known as the ‘muscle car of India’. It is a car that is beautifully designed and is too comfortable and spacious for travel purposes.

Also read: 7 of These Foods Will Take You Back in Your Childhood Days As You Loved Them All

3. Maruti 800 DX

Maruti 800 DX

This is one of the first cars launched by Maruti in India. Since then it became our first ever love until now. No doubt this still remains to be one of the most loved cars for almost everyone including us and our father.

4. Cielo

Daewoo Cielo

Cielo was launched by Daewoo Motors in the year 1994 and since then it became the choice for everyone who could afford it. Cielo is a case that means a complete package for luxury. Cielo still rules our hearts even after it got discontinued and got sold to GM Motors after becoming bankrupt in 2001.

Also read: 5 Tips and Tricks That Will Surely Help You Make Your Travelling Memories Remarkable

5. Ambassador

Ambassador Car

One of the most loved cars among powerful dignitaries. It was launched in the year 1958. Even today, red or blue light on top of it gives a sense of pride even today.

6. Maruti Esteem

Maruti Esteem

Maruti Esteem got launched in the year 1994. We still remember that the car has a big and powerful 1.3-liter motor. This is an improved version or model of the car Maruti 1000. Soon after its launch, it became favourite among the Indian Rallyists.

Also read: 6 Truths About the Importance of Communication Between Family Members

7. Maruti Gypsy

Maruti Gypsy

Maruti Gypsy was launched a long time back in the year 1985. We all know it is everyone’s favourite because of its beautiful look. It was the most famous amongst the Army and the Rallyists.

So, these were some of the famous cars that were launched during the 80s and 90s and love for them will never die. Agree?

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Travel

Decide Your Honeymoon Location Between Bali and Phuket, We Have Come up with 4 Simple Points

Satendra Kashyap

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Decide Your Honeymoon Location Between Bali and Phuket

Most of the couples get confused while planning for their honeymoon destination. There are so many places that are enough to puzzle your mind. What matters the most while deciding your honeymoon destination is that the place should be a romantic one so that you many enjoy your honeymoon to the fullest. This is the most precious time with your beloved partner so you want everything special and perfect from the very beginning. So, if you are planning for your honeymoon between Phuket and Bali and are confused between these both places, then have a look at some of the points that will help you decide the best place.

1. Comparison between Phuket and Bali

Phuket: White sandy beaches, Long-tail boats, Beautiful and luxurious resorts

Phuket: White sandy beaches, Long-tail boats

via: Joey Santini / shutterstock

If you keep the love for clear water and Mountain Island, then Phuket is the best place for you. Phuket is the place where you will find everything from luxurious and expensive. If you want to spend some quality time with your partner then you can opt to go on a cruise or you can stay on Island.

Bali: Black volcanic sand beaches and Rice fields

Bali: Black volcanic sand beaches

via: Camila Se / shutterstock

On the other hand, Bali is a place that is famous for its black volcanic sand beaches which are the center of attraction for most of the honeymooners. Besides this, there are many beautiful islands in Bali which the couples would surely love to spend time with their loved ones.

Also read: 10 Sizzling Bollywood Couples And Their Romantic Honeymoon Destinations

2. Best season to visit?

You can visit Phuket from November until May. This is the time where you will see the maximum number of tourists.

Bali, you can visit any time between May to October. Now it has become easy for you to choose between the two places.

3. Which place has the best sceneries?

Phi Phi island in Phuket

If you are mad about the Islands, then you must visit Phi Phi Island located in Thailand which is the most popular one among the tourist. You will also find beautiful palm trees and white sand beaches.

Beautiful high cliffs, temples, and rice field in Bali

If you will visit Bali, then you will find beautiful Indonesian culture and gorgeous beaches. You can also visit the majestic temples and high cliffs with your partner. Make sure you don’t forget to pay your visit to the most famous cliff-hanging temple in Uluwatu.

Also read: 5 Best Beaches of Maldives While Being on Your Honeymoon

4. Where you will find Romantic Dining?

By The Beach in Phuket

Resorts in Phuket

via: Keemala

If we compare both the places, then you will find the best food in Phuket as compared to Bali. Resorts in Phuket are extremely beautiful and will you the romantic ambiance. You can take your partner on the beaches and plan a romantic dinner with them.

Romantic cave dining in Bali

If we talk about food in Bali, then you will get everything full of mouth-watering spices. The best part about Bali is that you will get Balinese food everywhere from 5-star hotels to local restaurants. You can also visit romantic cave dining which will add some spark to your honeymoon trip.

So, these were some of the tips that will help you choose between Bali and Phuket. Now, decide for yourself your next go-to place for your romantic honeymoon.

Also read: 10 Romantic Destinations in India Where Love is in the Air

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