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Short and Simple Financial Checklist for Newly Parents Who are Going To Start A New Life

Priya Verma

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Short and Simple Financial Checklist for Newly Parents

So became a parent to a newly borne recently? Many congratulations to you on receiving the most precious gift in your life after getting married to your loved one. Making babies is easy these days but are you aware of those extra expenses that are going to add up on your checklist? After the baby arrives, you will expense related to nurturing and all other in and outs to give them comfort. Apart from this you also need to plan for their future as well. This is the most important step for new parents.

Here’s a quick guide that will help you to set your new family up for financial success.

1. Be ready to double your savings

After the newly born arrives in your family, your expenses also get doubles as previously your spending only on yourself. Now, you need to take care of your Lil one too, about their nurturing and comfort so that they may grow healthy and sound. You can also start an emergency savings fund which will help you meet at times of financial cash crunch.

2. Be aware of the benefits that you get at work

You might be aware of the maternity or paternity leaves which are offered to new parents. But are you aware of the benefits that your workplace offers? Some of the companies do offer extended unpaid leave, health insurance policy for your kid and various other benefits that you should be aware of.

3. Create a will for you little one

Now it’s a time to create a will for your child. Here you legally mention that who will take care of your kid after something happens with you and your partner. This is also a very important task that needs to be done by the new parents for the better and secured future of their child.

Also read: Giving a Sweet Vote of Thanks to the Parents Who Raised Their Little Girl like a Princess

4. Start budgeting and fix to it

If you have never budgeted in your life, this is the time when you should start doing it. You should start planning about the regular expenses and the expenses that are incurred on the Lil one. This will help you to meet the expenses in a hassle-free manner.

5. Start a college fund

Most of the parents would like to save early nowadays seeing the rise in the cost of living and higher education. Opening a savings account at this time and putting aside some contribution each month would help you achieve your long term saving goal and meet all your child’s higher education needs.

6. Get a life insurance policy if you don’t have one

Life is unpredictable, one never knows what’s gonna happen next. So be prepared for the unexpected things coming on your way. Get a life insurance cover for your family that will save your family from any type of contingencies if happens. Becoming a new parent is the most exciting part of our life. By checking these financial items off your to-do-list you can easily take care of your new family.

Also read: Are You Looking After Yourselves The Right Way Busy Parents?

Featured image source: Medibank

Priya is a passionate writer, she loves to write about different niches belonging to travel, lifestyle, health, fitness, finance etc. She is looking for new challenges when it comes to writing articles. She has written plenty by now and eager to write more because this is what she enjoys doing, which is why it turns out to be so fascinating! Apart from writing, she also loves cooking and reading different genre novel.

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8 Reasons Why Kerala is The First State to Lead Like No Other State

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8 Reasons Why Kerala is The First State to Lead Like No Other State

God’s own country, Kerala which is popular for its beautiful scene, lakes and coconut trees. Not only it has beautiful scenery to offer, but Kerala is also that state which leads in many things, unlike other ones. Kerala is one perfect example that stands out for anything and everything if we talk about education, technology, gender equality, sex-ratio, etc.

Let’s have a look at why Kerala is always on the number one and in which things? Have a look

1. Kerala is the first Indian state to achieve 100% primary education

Kerala is the first state to achieve 100 percent primary education. This has been achieved through the primary education equivalency drive of the state literacy mission known as ‘Athulyam’. The literacy program has been proved a huge success. Its main objective was to achieve total plus-two education in the state.

Also read: 9 Reasons I Love My India More Than Any Other Country

2. Kerala is the first state to introduce a policy for transgender

In 2015, the Kerala government has announced a policy in order to protect the rights of transgender individuals. As part of its initiative, the Kerala government has also planned to introduce separate gender columns while applying for government jobs.

3. Kerala is the first to open transgender school and cafe

Kerala is the first to open transgender school and cafe

via: Reacho

In a bid to support the transgender community, Kerala has also opened its first school and cafe for the transgender community to help them in continuing their education and give their exams for class 10th and 12th.

Also read: Top 4 Tourist Places in Kerala

4. Kerala is the first one to launch a sex offender registry

The first of its kind initiative has been launched Kerala to address the increasing immunity of sex offenders. The reason to set up this registry is to provide full security to all the women in the state.

5. Kerala is the first digital state in India

Kerala is the first digital state in India

via: Twitter

Kerala has been declared as the first digital state in India. Within a few years, the state has achieved 100 percent mobile connectivity and 75 percent Internet literacy. Besides this, the state also has the highest record of digital banking, bank accounts linked to Aadhaar card and e-governance along with the excellent broadband connectivity.

Also read: 8 Bridal Wedding Attire From Different Countries Which Can Flip Your Perception

6. Kerala is the first state to have a complete yoga village

Kerala has a village known as the village of Kunnamthanam which is now a complete yoga village. The main aim is to make yoga an integral part of the lives of the people.

7. Kerala is the first state where women outnumber men

Kerala is the first state where the number of women outnumbers men in the state. For every 100 men, there are 109 women in Kerala which you will not find in any other state.

Also read: 5 Most Beautiful and Richest Temples of India That You Need To Visit Once In A Lifetime

8. Kerala is the first state to have the dowry-free zone

Kerala is the first state to have the dowry-free zone

via: Wedding Street

The small village in Kerala, Nilambur is the only village in the whole country that welcomes you with a signboard that says: Dowry Free Zone. Several movements were held to make the village dowry-free in a year. Many projects and sensitization programs were also carried out to wean the people away from the practice of dowry.

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9 Pets Which Act Like A Good Luck Charm As well As Few Bad Omen

Priya Verma

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9 Pets Which Act Like A Good Luck Charm

Well, no one can hate animals except for a few ones. They are so cute and adorable. You know better if you own one. But for thousands of years, there are many animal superstitions and have changed the mind of the individuals and so their behaviour regarding these animals. For example Cats and Dogs. Cats are known to bring bad luck in your life while a howling dog signifies that someone is going to die. Animal-related beliefs are somewhere still in our minds which prevents us to be away from them.

Here I have mentioned some of the superstitions related to animals that you might not know earlier. Have a look.

1. Rabbits

Rabbits

Those little white furry rabbits look super cute and innocent, especially their red nose and the way they eat. Do you know rabbits are believed to bring in warmth and sophistication in your house? They are also well known to cure those people who are suffering from Thyroid.

2. Pigeon

Pigeon

Pigeons are also very lucky as they cure people of dementia and paralytic attacks. Even they are also known for helping people to have a better memory. Isn’t that great?

3. Cows

Cows

In the Hindu religion, cows are treated just like Gods. Apart from giving milk to us, they are also believed to remove all the negativity from your house. Not only we worship them, but we also take good care of them. They can even help in making the bond of the family members strong and better.

4. Fish

Fish

Fish is a cold-blooded animal; they can bring in good positive energy in the house through their movement in the water. They are also responsible for promoting better health and well-being.

5. Dog

Dog

Most of the people have a myth related to dogs that keeping them contaminates your house and also brings many diseases. But this is not so, bringing a dog in your house is beneficial for your family. It will help you improve the bond within the family by removing stress and depression.

6. Frogs

Frogs

Even though most of us do not pet frogs in our houses but their voice is believed to bring in good fortune and prosperity in our house. They also promote the togetherness in the family and thus making the bonds and relation strong within the members of the family.

7. Cats

Cats

There are many myths related to cats, especially black ones. According to Hindu mythology, cats bring in bad luck in your house as they are cols and elusive in nature, therefore, most of the people do not prefer to pet them in their houses.

8. Horse

Horse

Do you know those who keep horses in their home do well in their life and also have a shining and bright career ahead as they display power and prestige?

9. Parrots

Parrots

How can we hate parrots? But it is believed that they are not good because they are kept in the cage. Anybody those who keep them will have a bit of bad luck.

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How To Know If You Are Ready for Yoga Teacher Training?

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How To Know If You Are Ready for Yoga Teacher Training

Eventually, many prepared yogis have contemplated joining up the yoga teacher training for an enlightened self. It appears as though the most normal subsequent stage in the wake of focusing on long stretches of training. In any case, the yoga teacher training is an important choice if someone wants to make a career in yoga. Many individuals will in general move around the possibility of teacher training well before they really take the jump to do it. There is increasingly saturated chaos for teaching yoga. It is necessary that you do it for all the right reasons.

You must make sure that you are not caught up in a race of doing yoga teacher training. Do it to solve a purpose that is bigger than your being. Yoga training is a detailed and extensive task, it is not meant for half-committed students who sign up just for the sake of it. Rather it should be joined to fulfill a bigger purpose.

In case you’re somebody who’s pondered pursuing yoga teacher training, however, haven’t exactly decided on it yet, read on. We’ve solicited some from some of the best teachers how they knew when they were prepared for teacher training; this is the thing that they let us know.

1. Getting in Touch with Your Real Self

Getting in Touch with Your Real Self

You have a need to move past the physical. You’ve begun to understand that yoga isn’t just about the physical and getting more grounded. The psychological movements you’ve encountered because of a steady practice have emphatically affected your life. However, you’re interested to know how does yoga really works? You have a true, pestering want to get familiar with the way of thinking behind yoga and how to incorporate it into your way of life.

Simultaneously, you’re eager to get familiar with the anatomical method to rehearse the stances that drove you to need more. In case you’re prepared to develop your training and generally speaking, comprehension of yoga teacher training India is calling your name.

2. You have the desire to Spread Yoga

You have the desire to Spread Yoga

Do you wind up raising yoga and how it’s completely changed yourself to everybody you experience? It is safe to say that you are as of now showing other different stances you think will assist them with their life? Do you regularly welcome your loved ones to come to class with you? On the off chance that yoga is beginning to expend each part of your life, you’re prepared for yoga teacher training. This unquenchable want to impart yoga to everybody is a certain tell sign you’re as of now on your way.

3. You want to Experience Better Connections

You want to Experience Better Connections

The meaning of yoga is forming a connection. When you’ve been rehearsing yoga reliably, you start to feel the impacts of this unification and association with your actual pith. Fitting your body, psyche and soul gets infectious. You need to plunge further to proceed with the investigation of yourself. Yoga is simply the voyage of the, through oneself, to oneself.

The act of yoga can shed heaps of molding. This uncovers our true self. Discovering your voice is only one of the significant advantages of drenching yourself into yoga educator preparing. In the event that you want to interface with what your identity is and discover your voice, you are prepared.

4. You want to Surround Yourself with The Best Company

You want to Surround Yourself with The Best Company

Encircle yourself with individuals who have comparable interests rouses and inspire you. Have you befriended different yogis at the studio you visit? Is it accurate to say that you are desire being encompassed by individuals who simply “get it” with regards to your close to a fixation on the training?

The yoga teacher training gives an excellent case to similar individuals to accumulate and find out about what they love the most, yoga. At the same time, stripping back the layers of themselves in a protected, confided in the circle. Your yoga teacher training in Rishikesh companions will resemble no other!

5. Yoga has helped You become A Better Person

Yoga has helped You become A Better Person

Numerous individuals go to their mats with an end goal to recuperate. Since we store passionate injury in our physical and enthusiastic body, yoga can help us in opening up to discharge that injury. Indeed, even straightforward breath-work can assist us with quieting our brains and ease the pressure. Maybe you originally went to your tangle to mend from damage or awfulness.

In the event that yoga has helped you discover harmony and solace in any capacity, you likely feel a profound association with the training. Even more, motivation to study how it mends, so that simultaneously, you can help other people heal and benefit from all that yoga has to offer.

Conclusion:

There is a false belief amongst students that they should be highly flexible and they should be able to turn their body upside down to be eligible for joining the yoga teacher training. However, this is not true.

An important part of being eligible for the yoga teacher training is to be eligible for gaining great knowledge that can help you become a much better person. It is a process of learning what you don’t know. With that being said, commit yourself to solid practice and start practicing a little after enrolling.

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