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Short and Simple Financial Checklist for Newly Parents Who are Going To Start A New Life

Priya Verma



Short and Simple Financial Checklist for Newly Parents

So became a parent to a newly borne recently? Many congratulations to you on receiving the most precious gift in your life after getting married to your loved one. Making babies is easy these days but are you aware of those extra expenses that are going to add up on your checklist? After the baby arrives, you will expense related to nurturing and all other in and outs to give them comfort. Apart from this you also need to plan for their future as well. This is the most important step for new parents.

Here’s a quick guide that will help you to set your new family up for financial success.

1. Be ready to double your savings

After the newly born arrives in your family, your expenses also get doubles as previously your spending only on yourself. Now, you need to take care of your Lil one too, about their nurturing and comfort so that they may grow healthy and sound. You can also start an emergency savings fund which will help you meet at times of financial cash crunch.

2. Be aware of the benefits that you get at work

You might be aware of the maternity or paternity leaves which are offered to new parents. But are you aware of the benefits that your workplace offers? Some of the companies do offer extended unpaid leave, health insurance policy for your kid and various other benefits that you should be aware of.

3. Create a will for you little one

Now it’s a time to create a will for your child. Here you legally mention that who will take care of your kid after something happens with you and your partner. This is also a very important task that needs to be done by the new parents for the better and secured future of their child.

Also read: Giving a Sweet Vote of Thanks to the Parents Who Raised Their Little Girl like a Princess

4. Start budgeting and fix to it

If you have never budgeted in your life, this is the time when you should start doing it. You should start planning about the regular expenses and the expenses that are incurred on the Lil one. This will help you to meet the expenses in a hassle-free manner.

5. Start a college fund

Most of the parents would like to save early nowadays seeing the rise in the cost of living and higher education. Opening a savings account at this time and putting aside some contribution each month would help you achieve your long term saving goal and meet all your child’s higher education needs.

6. Get a life insurance policy if you don’t have one

Life is unpredictable, one never knows what’s gonna happen next. So be prepared for the unexpected things coming on your way. Get a life insurance cover for your family that will save your family from any type of contingencies if happens. Becoming a new parent is the most exciting part of our life. By checking these financial items off your to-do-list you can easily take care of your new family.

Also read: Are You Looking After Yourselves The Right Way Busy Parents?

Featured image source: Medibank

Priya is a passionate writer, she loves to write about different niches belonging to travel, lifestyle, health, fitness, finance etc. She is looking for new challenges when it comes to writing articles. She has written plenty by now and eager to write more because this is what she enjoys doing, which is why it turns out to be so fascinating! Apart from writing, she also loves cooking and reading different genre novel.

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Millennials Have Lost Interest In Hobbies. It’s high Time To Rediscover Them Back In 2020




Millennials Have Lost Interest In Hobbies

Nowadays, people mostly engage themselves in Netflix, Amazon Prime or HotStar. We can’t blame them; it’s the technology that has made us occupied during our free time. We have become so busy that we don’t even remember that when did we enjoyed the last time by doing our things whom we call as ‘hobbies. Now, hobbies are something which we all do just for fun and not for receiving any monetary benefit. By hobbies, I don’t mean singing, dancing or listening to songs only. It could be more than this.

So, whatever gives you pleasure like gardening, cooking, listening to songs or knitting. It could be anything. Now, it’s high time to rediscover our hobbies back in 2020.

Why should we embrace our hobbies in 2020?

Hobbies should not be continued as your side hustle or money-making business

Now, we are not saying that money-making through your talent is bad. It’s also important. But by this, we mean that people should continue with their hobbies or passion or what they love and keep the money aside for some time if they want to have fun and pleasure out of it. If you make your hobbies or passion as a money-making business, then you would not be able to enjoy what you need the most.

Don’t expect perfection out of your hobbies, do them to drive fun

Now, you will ask why should we continue with our hobbies again leaving behind Netflix and Amazon Prime behind? It is because we have totally forgotten how to be happy and now we are afraid of whether we can pursue the same way as we used to do earlier or not. My advice is that never be afraid of doing whatever gives you pleasure and makes you happy. If you were good at swimming, start doing that again or something else which you want to do. Don’t expect everything to be just perfect, do whatever you want and be happy.

Hobbies should not be the same as your routine work

If you want to break the monotony in your life, then your hobby should be such which should not be the same as what you do a whole day in your office or somewhere else. If you want to do something really good, then you have many options like planting trees, photography, etc.

What are the benefits of hobbies?

Why should we pursue our hobbies? These are some of the reasons

  1. You can play and get relaxed
  2. It helps you sharpen your mind
  3. They are important for your personal growth, enrichment, and emotional health

Bottom Line: Now, hobbies could be anything. They differ from person to person. Someone may like to cook while some other may love to paint. It depends upon your interest and passion. Whether it’s 2020 or 2021 never forget to pursue your hobbies as they make you happy and satisfied. Don’t think about money-making every time. I mean not from your hobbies, if you want to enjoy them.

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A Marketing Guide For Realtors





A Marketing Guide For Realtors

A career in real estate is one way to bring your love of the world of buying and selling to the forefront. People who have a natural knack for selling find this a great fit with their innate talents. Many realtors appreciate the fact that this is a career that offers so much. You can enjoy flexible hours, working with people, using your skills and the chance for amazing income growth. If you are going to make a career in this field on your own in every way, you’ll want to pay close attention to all areas of your work.

Part of getting any real estate career off the ground and keeping it there is understanding the world of real estate marketing. If you’re just entering the field, the right marketing efforts can get your name out there. Experienced real estate agents also benefit from careful, thoughtful marketing efforts. This can help them target new places and offer them new chances to connect with the public.

The right kind of marketing can help any realtor bring their career in new and amazing directions. Now is the time to start off on the right foot. These easy techniques will yield impressive results and offer the kind of partnership that benefits the agent and their many happy clients.

1. Charity Involvement

Charity is an excellent chance to feel good about doing good. It’s a chance to directly give of your time and energy to a cause you find useful. Not only is charity a good way to engage in personal self-growth. It’s also a chance to let people know what you do in your professional life. Now is the time to look for charities that fit into your personal background and help them.

For example, if you are really good at a certain sport, consider volunteering as a coach or sponsoring the local teams. Many teams will let you mention your business as part of this plan and thereby gain excellent publicity.

You can mention your efforts in any company marketing efforts. It’s a good way to indicate that you have deep connections with a given with certain causes as well as with the community as a whole. You’ll also make new friends and meet new people.

2. Remember Your Clients

Remember Your Clients

Clients are real people. They want to work with others who remember that and care for them. There are lots of different ways to show that you care about others and understand what they care about in their lives. It’s the little details that can make a true difference in your life and the lives of your clients. For example, everyone has a birthday.

Everyone likes it when others remember their birthday in some way. Keep a list of birthdays on hand of all the people you interact with as you work. If you’ve done work with a client in the past, you can always send them out a little reminder that you’ve noticed and cared.

A simple card with a handwritten message of goodwill is a great idea that lets them know they’re on your mind. A connection like this one can be forged with ease and remain in play over time. Someone who knows you’re thinking about them is likely to work with you again and recommend your real estate services to others.

3. The Direct Mail Approach

The Direct Mail Approach

While email is a useful tool in the real estate business, few things match the appeal of direct mailings. Even the best worded, most thoughtful email may be sent to the spam folder and go away unread. This is not true when it comes to direct mailing. Clients see mailings when they open the mailbox. They’ll read the mailer and see what you have to offer. In most instances, the mailing is kept on hand in the office for at least a few days.

Not only that but sending out a mailing to a lot of people is not very expensive. Any realtor who is thinking about this process should keep in mind that any mailer needs special consideration before the process of sending it out can happen. This is why many real estate agents feel it helpful to look for outside help with this process for mailing real estate postcards.

Those at understand exactly what clients are looking for when it comes to any kind of real estate mailing. This is what they do. Other companies offer mailings that can be generic and meant for any industry. This company chooses instead to focus solely on the real estate industry.

As such, they are there for any real estate agent to help with the process of creating effective direct mail ideas. Custom mailing moments make it possible for agents to find their stride. The useful templates let any realtor offer a custom version with no need to commit to a specific number of orders. That allows each agent to experiment and see what works for them.

4. Standing Out From the Competition

Standing Out From the Competition

Real estate can be a remarkably rewarding effort but it can also be one that often has a lot of local competition. All those who make an effort to be part of it any capacity should scope out the competition. Every agent should know who’s working in the area and what kind of track record they have earned in the process. Marketing efforts should touch on what makes any given person different and why.

For example, if you have brought in prices that are close to the top of the asking price and helped clients close deals quickly, now is the time to show that off. It’s a good idea to highlight your efforts in the past and how they’ve brought in those much-desired results. Professional organizations may offer kudos to your success and show off your talents even further. If you’ve earned kudos or had your work written about, you’ll want to bring that praise to everyone’s attention.

5. The Digital World

The Digital World

The digital world is more important than ever before in all industries. This applies to real estate as much as it does to everything else in life. Knowing how to manage your social media efforts is a crucial part of any marketing effort in the modern world. Think about all forms of social media. This should include well-known outlets such as Facebook and Instagram as well as lesser-known forms of social media that are still equally important.

Make it your goal to use them to reach out to your clients and let them know about your skills. A single tweet can be effective if you have lots of followers. Advertising on social media can be done for a small fee and reach a lot of people at the same time.

6. Putting it All Together Superbly

Ultimately your aim is to put it all in place and do that really well. You want to make it work on every level. A well thought out marketing campaign can help you realize your basic plans for your right now. It can also help set you up for any goals you might have in mind as you move forward.

It can also help you think long term. A well-oiled plan is one that can stay with you at every stage of your career. Getting it in place lets you concentrate on other areas of your business. Now is the time to get everything up and running and get the results you really want.

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6 Successful And Profitable Business Ideas For Housewives And Moms

Priya Verma



You know being the mother is one of the toughest jobs, especially if you have to take care of your home and other household chores too besides looking after your baby. Amid all toil, it’s difficult for you to manage all other things like your career, your passion or hobby or something which you want to do but can’t because of your baby and family’s responsibilities. No need to worry, we have listed some of the best low investment business ideas which you can do at your home without leaving your baby and earn something extra to fulfill your desires.

1. Become a Yoga Trainer

Become a Yoga Trainer

If yoga is something that you love, you can become a yoga trainer while sitting at home and earn something for yourself. Most of the people do not know how to perform yoga correctly. So, this could be a good opportunity for you to become a yoga trainer and teach everyone this art.

2. Step your shoes in freelancing

Step your shoes in freelancing

Post-pregnancy, if you aren’t able to join a job, then you can also do freelancing at home which needs no investment at all. Freelancing has become the hottest trend these days. There is no restriction, no time boundations and you don’t need to relocate anywhere to start this work. So, you can also start doing this to be financially dependent.

Also read: 7 Traditional Sarees Of India That Are Must Stock For Your Wardrobe

3. Turn your hobby into a business

Turn your hobby into a business

If you are crazy about organic products, you can also start making your own products like soaps, bath oils, face washes, etc at home using organic stuff. There is no limit to what you can turn an idea out of your hobby to your business.

4. You can start an online fashion shop

Start an online fashion shop

If you think you have the taste for good fashion then what can be the better opportunity other than opening an online fashion store business.

Also read: 5 Best Places in Delhi To Try The Winter Special Desserts

5. Teach the students

Teach the students

Teaching at home is also one of the best business ideas that you can go with, especially if you are fond of teaching and mentoring. You can start with a few students initially, and then grow up further by building your own coaching center.

6. Start cooking classes

Start cooking classes

Last but not least, you can also open your own cooking classes, where you can train those who want to learn cooking. To start this, you need a small space at your home along with multiple cooking facilities to start with this business.

So, these were some of the profitable businesses which you try at your home in a hassle-free way and earn yourself some extra money to fulfill your desires.

Also read: 5 Reasons Explaining Why You Could Not Get Over Your First Love So Easily

All images source: Pexels

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