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Top Health Insurance Companies in 2018

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top health insurance companies in 2018

In the last few years that have gone by, the term health insurance has touched the sky with many discoveries. Yes, many types of research and studies have revealed that due to the changes in the lifestyle of the human being has made them prone to diseases. If it’s not managed well, then you have to bear the consequences such as health-related issues leading to high-cost treatment enough to create a hole in your pocket.

On the other hand, the rising cost of the medical services is enough to further a cough up more money from you. However, you need not worry as there is a financial product in the form of an effective health insurance plan.

Image result for health insurance policy

However, when it comes to picking the best insurance plans for the family, you need to consider many aspects such as cover, assured sum, premiums and more. This post will talk about the best health insurance company in India. Here are the five best health insurance policies in India

1) Bajaj Allianz Health Guard

Bajaj Allianz is one of the reputed Indian health insurance companies that provides a comprehensive health insurance plan and the Health Guard is one of the best. The Bajaj Health Insurance policy has the provision to offer extensive coverage to help you get quality treatment in the nick of time. These plans have many facilities such as:

  • Covers pre and post hospitalization costs such as medicines, consultations, investigations and more as per the illness type of the policyholder
  • Lifelong renewability of the plan is available
  • The scheme also has the provision to offer you cashless facility at more than 4000 and counting best hospitals across the length and breadth of the country

2) Max Bupa Health Companion Health Insurance Plan

Max Bupa is another name in the health insurance industry to rise in recent times. The Max Bupa Health Insurance Plan offers quality treatment at best network hospitals in India with many features:

  • It covers all types of hospitalization expenses inside out
  • Pre and post hospitalization costs are included
  • You can also avail the in-patient treatment under the Aayush up to the insured sum of the base
  • Daily cash allowance is also a provision in the plan

3) ICICI Lombard Complete Health Insurance – iHealth

The ICICI Lombard Complete Health Insurance known as one of the best health insurance plans in India among other listed in this post. It is because of the reasons that it covers many facets of the healthcare of the policyholder such as:

  • Cashless hospitalization of all types
  • Comes with the free health check-up
  • You can also avail some tax benefit
  • Free look period of up to 15 days
  • Emergency ambulance coverage
  • Lifelong renewability option

In addition to the treatment expenses and hospitalization costs, the ICICI Lombard Complete Health Insurance also covers costs incurred or arising out of day-care process. The availability of the cashless facility at all cashless network hospitals under this scheme is possible and it makes it super convenient for policyholders.

The Bottom Line

The list of the leading health insurance service providers is now available to you for your reference in case if you are willing to apply for one.No matter which plans you choose, what matters is selecting the best health insurance plans for the family to help secure their healthcare cost. If you are still confused, you can avail the services of a known financial expert who can assist you to avail the best one as per your needs.

Apollo Munich Health Insurance Company Limited

Apollo Munich Health Insurance Company Limited was the pioneer health insurance company to enter market after liberalization and at present it is one of the best in health insurance sector. There are the following advantages of choosing Apollo Munich Health Insurance:

  • Cashless Services to policyholders.
  • Portability of health insurance plans from other health insurance company to Apollo Munich.
  • Lifelong insurance renewal.
  • The insurance claims are settled at a very fast pace. On an average Apollo Munich settles 98% of insurance claims in 15 days.
  • Restore Benefit is also provided to the policy holder.
  • Premium paid is exempted from tax.
  • Additional cover for critical illness
  • Emergency ambulance cover

Apollo Munich provides a range of health plans to choose from and has a wide range of premiums as well so that you can choose as per your affordability.

 Star Health & Allied Insurance Company Limited

Star Health & Allied Insurance Company Limited provides clients a lot of facilities. It has health insurance plans not just for individuals but for both family and individual. Following are some of its benefits:

  • Both in-patient and out-patient treatment cover.
  • Health insurance through EMI option.
  • Upon renewal of the health insurance policy, unutilized outpatient benefit can be forwarded to next year.
  • The claim processing is extremely fast with 93% claims settlement in just 2 hours.

Also, there are some companies like Student Cover that offer student medical health insurance. Such policies are for students who go to abroad for studying. There are many universities in which such plans are mandatory.

Siddharth Kashyap loves crafting content and sharing information about technology and business. Since the world mainly revolves around, business growth, and technological advancements, you can always find her delved into the digital world.

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7 of The Top Famous Car Models That Are Totally Ripped Off of The Originals

Priya Verma

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Car Models That Are Totally Ripped Off of The Originals

Nowadays almost every car manufacturer is trying to plagiarise the idea of other automakers. Some of the big companies like Ford, Chevrolet, Mercedez, and Suzuki has ripped off and copied each other’s ideas and style in one or other way that it has become quite difficult to identify the real one and differentiate between them that who has copied whom.

Here, we have listed some of the new Chinese models which look so similar to the originals that it might get difficult for you to identify a real one.

1. Ford Mondeo and Audi A5 Sportback

Ford Mondeo and Audi A5 Sportback

The Ford Mondeo is one of the most successful and popular cars of Ford’s. Its most recent models look similar to the Audi A5 Sportback, especially when you will have a closer look at the styling on the sides of the two vehicles.

Ford has taken some inspiration from Audi as well as Aston Martin to design its cars and front grille.

2. Skoda Fabia and Suzuki Swift

Skoda Fabia and Suzuki Swift

Skoda has not been so famous among the crowd because of its unattractive and not so stylish car designs and interiors. In the 21st century, however, Skoda vehicles started looking very different and attractive indeed and stylish too.

It is still wondered that how did the Czech automobile manufacturer manage to reinvent itself with such good and stylish designs? It was due to copying the ideas of the other car makers, specifically the Suzuki Swift which is an updated version of Skoda Fabia itself.

3. Hyundai I20 and Vauxhall Corsa

Hyundai I20 and Vauxhall Corsa

The designers of Hyundai Company have copied the design and style of the Vauxhall Corsa for making their very own new small family car known as I20. The Corsa has been a big seller in Europe since its launch in 1982.

4. Alfa Romeo 4C and Lotus Elise

Alfa Romeo 4C and Lotus Elise

The Italian carmaker, Alfa Romeo has copied the designs from the Series 3 Lotus Elise which was launched back in the year 2010.

5. Volkswagen CC and Mercedes Benz CLS

Volkswagen CC and Mercedes Benz CLS

Mercedes are one of the luxury car makers in the market. And it has been approved when they launched their Mercedez Benz CLS for the very first time which has a sport and stylish look.

But their latest style and innovation have been copied by some other car makers like Volkswagen while launching their CC model, which was exactly the carbon copy of the Mercedes.

6. Suzuki SX4 X-Cross and Nissan Qashqai

Suzuki SX4 X-Cross and Nissan Qashqai

If we talk about making the luxury and styli8sh SUVs for family, then Nissan is the only one we can name. Their Qashqai model is a big seller because they have managed to get ahead of the other car makers in style and innovation.

Due to their latest ideas and innovation in car making, many of the other car makers have copied them like in the case of the Suzuki SX4 X-Cross.

7. Toyota RAV and Ford Kuga

Toyota RAV and Ford Kuga

During the year 2014, new car models of both the cars, Toyota RAV4 and the Ford Kuga went on sale as they both were launched at the same time together. They were quite similar in appearance and style but no one is still sure that who copied whom?

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Top 10 Reasons Explaining Why People Are Talking So Much about Fire Incident Happened at Paris’ Notre-Dame

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Paris’ Notre Dame fire insident

Many of you might not believe how badly fire broke around in France’s Notre-Dame church on 15th April 2019. However, 400 of the fire-fighters have put their best foot forward to save the cathedral from catching fire for long nine hours, before it was finally declared that the fire had been extinguished. Luckily, no one has got injured or hurt from this fire incident.

According to the New York Times, it will take some more days to properly assess the damage and to take a note that what has been destroyed and what has survived the fire during the fire breakout. But it might sound surprising to you that what was so special about this French Cathedral.

Keep scrolling to find out its importance among so many peoples.

1. ‘Crown of Thorns’ which was worn by Jesus during his crucifixion

‘Crown of Thorns’ which was worn by Jesus during his crucifixion

via: ABC

A tiny piece of the Crown of Thorns that was worn over by Jesus Christ during his crucifixion is kept at the treasury at Notre-Dame. It is believed that the crown was bought by King Louis IX in 1239.

2. Notre-Dame is home to many stunning rose windows

Undoubtedly, Notre-Dame cathedral is home to three beautiful and stunning stained-glass rose windows whose stained-glass panes are in the shape of flower petals.

3. Relics of both the patron saints of Paris were located inside the spire

Relics of both the patron saints of Paris were located inside the spire

via: Axios

The relics of both the patron saints, Saint-Denis and Saint Genevieve are located inside the top of the spire. They were placed by Archbishop Verdier in 1935 in order to protect the cathedral and its congregation from ill fortune.

4. Cathedral’s interior is covered with priceless paintings

The entire interior of the cathedral building is been nicely covered with some of the marvellous and priceless paintings.

5. The cathedral is home to 10 bronze bells bell that weighs nearly 4 tons

Notre-Dame is home to 10 bronze bells that weigh up to 4 tons each. It is believed that it has the oldest bell inside the church named as Emmanuel that has been present in the cathedral since 1861.

6. The roof on Notre-Dame contained a “forest”

The roof of the Notre-Dame resembles a forest from the very beginning. Its timber frame has involved around 52 acres of trees that were cut down in the 12th century to create the roof. That is why it is known as “forest”.

7. The Great Organ

Notre-Dame is also home to the largest organ in France with five keyboards and 8,000 pipes. The great organ dates back to middle ages.  

8. Archaeological Crypt

The archaeological crypt which is located inside the courtyard of the cathedral was created in order to protect 19th-century relics that were discovered during excavations in 1965.

9. Statue of Saint Anthony

France’s cathedral also has a statue of Saint Anthony of Padua in its chapel which was brought to Notre-Dame in the year 2013 by the sisters of the Bethlehem Monastery.  

10. Pagan city lies below Notre-Dame

The cathedral, Notre-Dame is located on the island namely, Île-de-la-Cité in the River Seine. This was once the centre of Paris’ predecessor, known as Lutetia. It is believed that the cathedral may have been built directly on top of the site of a temple dedicated to Jupiter

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A Big Lesson For all The Retailers! Bata Has Been Fined Rs. 9,000 on Forcing The Customer To Pay Rs. 3 for a Paper Bag

Satendra Kashyap

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Bata Has Been Fined Rs. 9,000 on Forcing The Customer To Pay Rs. 3 for a Paper Bag

One question, “Sir Apko carry bag chahiye?” must sound very familiar to all of you Right? This is one of the most common questions asked to you by the executives at the billing desks of a store when you go shopping. And I bet, almost everyone has must experience this situation once in life.

Big retailers like Big Bazaar, Reliance, Pantaloons, Shoppers Stop and many other giant brands never miss the opportunity to charge for a small paper bag for keeping the stuff you have purchased from them.

But, after a tight slap of Rs. 9,000 on the footwear company, Bata by the Consumer Forum other retailers will be forced to think twice before asking or forcing its customers to pay for a paper bag while doing shopping.

Let’s talk about the whole incident

One of the most renowned shoemakers, Bata has been fined an amount of Rs, 9,000 for charging a small amount of Rs. 3 for a paper bag from its customer. A customer, Dinesh Prasad Raturi who hails from Chandigarh was given a total bill of Rs. 402 which also included paper bag charges when he bought a pair of shoes from the store located in the sector 22D.

Dinesh straightaway denied the store executive for paying Rs. 3 for a paper bag instead he demanded a refund of Rs. 3 for being charged for a paper bag.

According to him, he found this practice of charging for a paper bag is unethical. So, he went straight to the consumer forum and lodged a complaint against the brand for charging him money for the bag.

He further told that Bata was endorsing its brand on the paper bag which is totally unfair and therefore he decided to ask for a refund of Rs. 3 with compensation from the executive.

On listening to the plea of the customer, the consumer forum has directed Bata India Limited to pay back Rs. 3,000 to Raturi for the problem he has faced due to the deficiency in their services.

Also, they were asked to refund the amount of Rs.3 that was asked by him to pay for a paper bag along with litigation charges, i.e. Rs. 1,000.

On seeing all this, Bata has countered the charges, the consumer forum has also said that if the brand is really concerned towards the environment then they would have provided free paper bags to the customers.

Now, this Bata incident is giving strict warning to all the other retailers or big brands who are charging unnecessary for a paper bag from their customers. And hats off to the guy who took this matter straight away to the court otherwise it would never have come in front of us. Take note, folks!

Here is how Twitter reacted over this:

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