In the last few years that have gone by, the term health insurance has touched the sky with many discoveries. Yes, many types of research and studies have revealed that due to the changes in the lifestyle of the human being has made them prone to diseases. If it’s not managed well, then you have to bear the consequences such as health-related issues leading to high-cost treatment enough to create a hole in your pocket.
On the other hand, the rising cost of the medical services is enough to further a cough up more money from you. However, you need not worry as there is a financial product in the form of an effective health insurance plan.
However, when it comes to picking the best insurance plans for the family, you need to consider many aspects such as cover, assured sum, premiums and more. This post will talk about the best health insurance company in India. Here are the five best health insurance policies in India
1) Bajaj Allianz Health Guard
Bajaj Allianz is one of the reputed Indian health insurance companies that provides a comprehensive health insurance plan and the Health Guard is one of the best. The Bajaj Health Insurance policy has the provision to offer extensive coverage to help you get quality treatment in the nick of time. These plans have many facilities such as:
- Covers pre and post hospitalization costs such as medicines, consultations, investigations and more as per the illness type of the policyholder
- Lifelong renewability of the plan is available
- The scheme also has the provision to offer you cashless facility at more than 4000 and counting best hospitals across the length and breadth of the country
2) Max Bupa Health Companion Health Insurance Plan
Max Bupa is another name in the health insurance industry to rise in recent times. The Max Bupa Health Insurance Plan offers quality treatment at best network hospitals in India with many features:
- It covers all types of hospitalization expenses inside out
- Pre and post hospitalization costs are included
- You can also avail the in-patient treatment under the Aayush up to the insured sum of the base
- Daily cash allowance is also a provision in the plan
3) ICICI Lombard Complete Health Insurance – iHealth
The ICICI Lombard Complete Health Insurance known as one of the best health insurance plans in India among other listed in this post. It is because of the reasons that it covers many facets of the healthcare of the policyholder such as:
- Cashless hospitalization of all types
- Comes with the free health check-up
- You can also avail some tax benefit
- Free look period of up to 15 days
- Emergency ambulance coverage
- Lifelong renewability option
In addition to the treatment expenses and hospitalization costs, the ICICI Lombard Complete Health Insurance also covers costs incurred or arising out of day-care process. The availability of the cashless facility at all cashless network hospitals under this scheme is possible and it makes it super convenient for policyholders.
The Bottom Line
The list of the leading health insurance service providers is now available to you for your reference in case if you are willing to apply for one.No matter which plans you choose, what matters is selecting the best health insurance plans for the family to help secure their healthcare cost. If you are still confused, you can avail the services of a known financial expert who can assist you to avail the best one as per your needs.