In your plan for a vacation, you generally tend to focus on making reservations for flight, accommodation and transport. However, another vital requirement you should consider prioritising is buying an overseas travel insurance policy. Investing in a travel policy is a smart and inexpensive investment that safeguards you from a variety of unanticipated situations.
A comprehensive travel plan offers you financial protection against situations like misplaced luggage, flight cancellations, passport loss, etc. You need to compare travel insurance policies and look for the one with broad coverage that fits within your budget.
Make sure that you purchase the travel policy as soon as you have booked the flight tickets. Here, you will learn how beneficial it can be to purchase a travel plan right after you have booked flight tickets.
The Best Part of Buying Travel Insurance After Booking Flight Tickets
When you purchase a travel insurance policy soon after booking the flight tickets rather than after starting your trip, you can enjoy a host of benefits and coverage options. These benefits are why you should consider buying travel insurance as soon as you have made your flight reservations.
Coverage for Medical Care
No one can assure you that your trip will be illness or accident-free. To make things worse, medical expenses in other countries are way more expensive than ours. Purchasing a trip insurance policy before leaving the country can keep you financially safe on your trip. Not only will your travel policy provide coverage for the cost of treatment abroad, but if required, it will also financially help with medical evacuation.
Trip Interruption/Cancellation Coverage
There is always a risk of you having to cancel your trip because of unexpected scenarios. However, with flight ticket travel insurance you can expect to be reimbursed for non-refundable prepaid expenses, like accommodation and flights. This way you can save a good amount in case your trip has to be cancelled because of a family emergency, injury or illness.
Stolen or Lost Baggage
It can be a huge inconvenience for you to lose your luggage on an international trip. But if you have bought a travel insurance policy for protection, your insurer will provide financial coverage for replacing or recovering stolen or lost luggage and its contents (according to the policy’s terms and conditions).
Personal Liability
Your travel insurance policy can also provide coverage if you are personally liable for damaging or injuring a third party during your overseas trip. However, the extent of coverage your insurer provides is dependent on the policy’s terms and conditions.
Natural Calamities
A good reason to buy flight insurance after booking flight tickets is you will be reimbursed for your financial loss due to natural calamities like hurricanes, earthquakes, etc. This way, even if your trip is cancelled or disrupted because of natural hazards, you will not lose the money you invested in the flight tickets.
Emergency Assistance
Your travel policy will also provide emergency financial assistance if your money is lost or stolen during your overseas trip. You do not have to stress about having no money in a foreign land if you buy a travel plan as soon as your flight bookings are done.
Conclusion
Apart from these benefits, your travel policy also protects you from personal accidents and loss of travel documents, provided you invest in the policy at the earliest stage of your trip, which is right after your bookings. Hopefully, it is clear to you why you must purchase a travel policy soon after making reservations for your upcoming trip.
Frequently Asked Questions
- When should you purchase a travel policy -after or before booking?
It is recommended that you buy a travel policy after you have booked the flight tickets. You can get trip-related benefits, like protection from unexpected scenarios, protection against non-refundable reservations and cancellation benefits.
- Can you add travel insurance after a flight is booked?
Yes, you can add a travel plan after you have booked a flight.
- How many days before you should buy travel insurance?
You should buy a travel policy within two weeks of booking a flight, and if you travel frequently you can purchase a travel plan up to thirty days or a month in advance.
- Should we take travel insurance on flights?
Yes, you should consider taking a travel plan when travelling by flight as it protects you financially from medical emergencies, flight delays, trip cancellations, personal liability, emergency evacuation and lost baggage, among other benefits.
Also read: A Comprehensive Guide on Buying International Travel Insurance Online
