Regarding travel, having the right credit card can make a difference. From earning rewards on your purchases to enjoying exclusive perks like lounge access and discounts, the right travel card can elevate your travel experience. In this comprehensive guide, we’ve compared some of the top travel credit cards available to help you make an informed decision.
IDFC FIRST Wealth Credit Card: Where Luxury Meets Savings
Features:
- Forex Markup Fee: 1.5%
- Airport Lounge Access: Four times per quarter
- Hotel Benefits: Access to 900 luxury hotels with premium benefits
- Dining Discounts: Up to 20% at 1500+ restaurants
- Wellness Discounts: Up to 15% at 3000+ health centres
- Annual Fee: Nil
IDFC FIRST Wealth Credit Card is a standout option for those seeking a seamless travel experience without breaking the bank. With a negligible forex markup fee, generous lounge access, and myriad discounts, this card ensures you travel in style without compromising on savings. Use your IDFC FIRST Wealth Credit Card to pay for an overseas education program and enjoy savings thanks to discounted forex rates and education loan tax benefits.
OneCard Credit (Federal): Your Financial Companion on the Go
Features:
- Credit Line Markup: 1%
- Bank Backing: Federal Bank for regulatory safety
- Usage: Transactions only, not for ATM withdrawals
OneCard Credit (Federal) is your reliable financial companion on your journeys. With a minimal credit line markup and the backing of Federal Bank, it ensures your financial transactions are secure while you focus on making memories.
InterMiles HDFC Bank Signature Credit Card: Rewarding Your Journeys
Features:
- Bonus InterMiles: Up to 8,000 on joining
- Discount Vouchers: Rs 750 and Rs 2,000 for flight and hotel
- Lounge Access: 16 complimentary visits per year
- Membership: InterMiles Silver for the first year and upon renewal
- Annual Fee: Rs 2,500
InterMiles HDFC Bank Signature Credit Card is the epitome of rewarding travel. From bonus InterMiles to substantial discounts on flights and hotels, this card is tailored for those who love to explore the world while enjoying exclusive benefits.
SBI Elite Credit Card: Where Elegance Meets Luxury
Features:
- Forex Markup Fee: 1.99%
- Lounge Access: Six international and two domestic visits per quarter
- Memberships: Priority Pass, Trident Privilege, and Club Vistara
- Annual Fee: Rs 4,999
SBI Elite Credit Card is synonymous with luxury. From exclusive lounge access to prestigious memberships, this card is created for those who enjoy the finer things in travel. The SBI Elite card also offers special study abroad education loan options for students looking to study abroad, making it a perfect choice for families planning overseas university careers.
Standard Chartered EaseMyTrip Credit Card: Your Gateway to Travel Discounts
Features:
- Hotel and Flight Discounts: 20% and 10%, respectively, at the EaseMyTrip app
- Bus Ticket Discount: Rs 125 off
- Rewards: 10X on every Rs 100 spent on hotel and airline bookings
- Lounge Access: Two international and one domestic per year
- Annual Fee: Rs 350
Standard Chartered EaseMyTrip Credit Card is a traveller’s dream come true. With substantial discounts on bookings and a reasonable annual fee, this card opens the door to affordable travel without compromising comfort.
RBL World Safari Credit Card: Unleash Your Wanderlust
Features:
- Forex Markup Fee: Zero
- Welcome Voucher: MakeMyTrip voucher worth Rs 3,000
- Lounge Access: Priority Pass membership and two domestic visits per quarter
- Travel Points: 10,000 on spending Rs 2.5 lakh and an extra 15,000 on spending Rs 5 lakh annually
- Annual Fee: Rs 3,000
RBL World Safari Credit Card stands out with its zero forex markup fee and a lucrative welcome voucher. The travel points and lounge access add to its appeal, making it a compelling choice for avid travellers.
Conclusion
Selecting the right travel credit card is like choosing a travel companion – it should enhance your experience and make your journey memorable. Consider your spending patterns, travel frequency, and preferences to find the card that aligns with your lifestyle. Happy travels!
Note: These figures are approximate and do not represent the actual cost.
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