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                              Everything You Need to Know About QuickQuid

                              Marie Miguel by Marie Miguel
                              March 21, 2023
                              in Finance
                              Reading Time: 4 mins read
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                              QuickQuid
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                              When it comes to payday lenders, there are always some names that are more popular than others. In the UK, there are said to be a few big players. Often, customers will go to them for loans since they are familiar with the name. One of those payday lenders used to be QuickQuid.

                              If you are suddenly looking for a loan, you might have heard of QuickQuid before and were thinking about choosing them. Well, we have some news for you. They are no longer a lender you can consider when looking for a loan. Here is everything you need to know about QuickQuid.

                              What Happened to QuickQuid?

                              Are you not sure what happened to QuickQuid and why they are no longer on the scene? Well, the company that owned QuickQuid went into administration in October 2019. They were called CashEuroNet or CEU. So, when they went into administration, this meant that they could no longer offer loans to people. 

                              Despite being very successful after first operating in 2007, there were a lot of complaints that piled up over the years. Eventually, this meant that QuickQuid owed many refunds to their customers. In particular, this was over interest on loans. The company decided it would go into administration and close QuickQuid in the UK for good.

                              Can You Still Get a Refund?

                              If you once had a QuickQuid payday loan, you might be wondering if you can still get a refund. Unfortunately, this is no longer the day. It is now too late to get a refund for mis-sold loans from this company. The time has passed to enter your details for this, and this is something you just have to accept.

                              ADVERTISEMENT

                              Are There Alternatives to QuickQuid?

                              Just because QuickQuid now ceases to exist, this does not mean that you cannot enjoy a payday loan. It just means that you have to look for alternatives. For example, many people were looking for the QuickQuid bad credit analysis process. Indeed, it was possible for you to get a loan with bad credit and QuickQuid would assess you to see if there were available products for you.

                              Well, know that there are other lenders out there that will offer you loans if you have bad credit. You just need to make sure you shop around and find them. Here are some reasons why you should consider a QuickQuid alternative.

                              Borrow Small Amounts

                              Not everybody wants a huge loan. Perhaps you just have small expenses you want to cover until you get your next paycheque. Well, a QuickQuid alternative is going to offer anything from £100 to £5,000. So, you do not have to get a big loan that you do not need, and that is harder to pay back. You can get the amount you want and know that you can pay this quickly.

                              Choose the Repayment Term

                               There is some freedom when it comes to the repayment term too. For example, you can choose to pay back a loan in as little as three months. If this is a small amount, you can ensure you get it paid back quickly. Alternatively, if you need a little bit more time, you can get a loan of up to 36 months for a repayment term. The important thing is repaying the loan on time, and you can choose the term that will allow you to do this.

                              Get the Money the Same Day

                              Sometimes, you need a loan quickly. For example, you can have an unexpected bill pop up, and you need to pay it before you get in trouble. This is where QuickQuid alternatives come in. Some lenders will make sure that you get the money the same day. So, this is going to give you peace of mind, and you can pay the bill that you need to. Then, you can focus on repaying the loan.

                              All Credit Histories Considered

                              The main reason why people liked QuickQuid is that they considered all credit histories. There is often the thought that if you have bad credit, you will not get a loan. But, this is not true. There are lenders out there that can give you options. Indeed, this is what happens with QuickQuid alternatives.

                              They will take into account all of your details and not just you straight away on your credit history. So, this is not something that should deter you from seeking a loan. There can be options out there for you.

                              Also read: When is The Best Time To Apply for A Mortgage

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