Filing for a claim after a car accident comes with strict rules. You should follow the right procedure. Also, sticking within the timelines is important. As a victim, it’s important to provide the required documentation. You need enough evidence to prove your case. Getting the process right will improve the odds of winning your case. Notify the police. The police are responsible for writing CA Crash reports.
The following are key steps you should follow when reporting your claims after a car accident.
1. Medical Treatment
Get medical treatment. You might not feel intense pain after an accident, but your situation might worsen with time. Thus, it’s important to get urgent medical attention following a car accident. Regardless of the severity of your injuries, be sure to see a doctor.
Not getting treatment won’t just slow down your recovery, but it can negatively impact your legal case as well. Your doctor will identify and document all your injuries. This will speed up your physical recovery and streamline your claim’s approval.
2. Insurance Company
Notify your insurance company about the accident. Let them know when and where the accident occurred. Take time to review your coverage. Record all your conversations. Take note of the names and titles of the individuals you speak with.
Be honest with your insurer. Don’t hide anything from them. Even if you feel it’s embarrassing, just present all the facts. Being dishonest can prevent you from receiving adequate compensation.
Don’t issue any recorded statements to your insurance adjuster until you’ve fully understood your coverage. Remember, you aren’t obligated to provide any recorded conversations. Let your attorney handle that on your behalf.
3. Evidence
If you can, take pictures of the accident scene, including the vehicles involved. Photograph your injuries as well. These videos or photos will serve as valuable evidence for your case. With such documents at hand, you won’t have trouble filing a successful claim. Plus, you’ll stand a better chance of getting compensation.
Having clear pictures of the accident will make it easier for your attorney to file a valid claim on your behalf. Use your phone to snap a couple of pictures.
4. Expenses
Car accidents can be extremely devastating. You’ll probably encounter financial challenges after an accident. Thus, be sure to keep a record of all your expenses. These will serve as evidence that the accident caused immense damage to your financial life.
5. Attorney
Look for a reputable car accident lawyer. Don’t sign anything without your attorney’s approval. Working with a legal expert is one of the best approaches to dealing with a car accident. Without their help, you might not realize how serious the accident was. You won’t be able to determine who’s at fault for the crash.
An experienced attorney won’t just help you understand this, but they’ll also file a claim on your behalf. They’ll advise you on the best course of action and negotiate with the insurance adjuster to get you a fair settlement.
The Bottom-Line
Accidents are scary. They can negatively affect your life. In certain cases, an accident can lead to loss of income. As a victim, it’s your right to apply for the right compensation. Getting the right compensation will enable you to lead a normal life again. However, it’s important to get the process rights. Don’t violate timelines. Use the right evidence. The above are key steps you need when filing for an insurance claim.
Also read: Steps to Take if you are Involved in A DWI Accident
